Industry solution
Payment processing and BNPL for Hair Restoration
Transplants and long-term protocols financed over 24–36 months
Apply Now →What payment problem do Hair Restoration businesses face?
The payment challenge is specific to the way this business sells, its ticket size, and the review it may receive.
Hair-restoration businesses may offer an initial procedure alongside follow-up appointments or product commitments, creating a payment journey with more than one collection point. A checkout built only for a single card charge can fail to reflect that schedule or the customer-facing cancellation and refund terms.
The category is health-adjacent, so processors may request a clear, consistent description of the business, its billing model, and its customer materials before discussing payment options.
How can Hair Restoration businesses make checkout more flexible?
PayFull brings payment paths and operational context together, subject to the business and underwriting.
More ways to pay
Present appropriate card, wallet, bank-payment, and financing paths in one checkout.
A stack built around the ticket
Match the payment conversation to a typical $4,000–$20,000 purchase without promising a particular option.
A conversation before assumptions
Review the business, customer journey, and payment needs before discussing what may be available.
Which financing options are typically considered at this ticket size?
These are options typically considered at this ticket size, not a statement of provider availability. Availability depends on the business, its history, and underwriting; financing is subject to credit approval.
Affirm
A potential checkout option to discuss for this ticket range. Affirm availability for Hair Restoration depends on the business, its history, and underwriting.
View Affirm details →SplitIt
A potential checkout option to discuss for this ticket range. SplitIt availability for Hair Restoration depends on the business, its history, and underwriting.
View SplitIt details →What could a typical payment illustration look like?
This example shows the math for a hypothetical purchase, not an offer from a named provider.
Assumption: $4,000 financed over 24 months at 24% APR: approximately $211.48/month.
Illustrative example. Actual rates and terms vary by provider and applicant and are subject to credit approval.
What compliance context matters for Hair Restoration?
Payment processing should fit the business’s customer-facing practices and its own obligations.
PayFull provides payment services only and does not assess, endorse, or make medical, safety, efficacy, suitability, or outcome claims about hair-restoration services. This information is not legal advice; businesses should obtain advice about their own customer agreements, privacy, advertising, and consumer disclosures.
Common Hair Restoration payment questions
Direct answers to the questions operators commonly raise before discussing a payment stack.
What payment issue can arise with staged services?
A business may collect at more than one point, so its checkout and customer-facing terms should clearly reflect the billing schedule.
Does PayFull assess hair-restoration services?
No. PayFull discusses payment services only and does not evaluate services, safety, efficacy, suitability, or outcomes.
Why can this category receive additional review?
Health-adjacent classifications can require a clearer underwriting view of the business, billing model, and customer journey.
Are named providers guaranteed to be available?
No. Provider availability depends on the business, its history, ticket size, and underwriting.
Can any applicant be guaranteed financing?
No. Financing is subject to credit approval and provider underwriting.
Related industries
Explore payment considerations for adjacent high-ticket businesses.
Cosmetic & Plastic Surgery
Elective procedures, financed at the price they actually cost
Explore industry →Med Spas & Aesthetics
Package pricing that closes at the consult, not "let me think about it"
Explore industry →Financing disclosures
- All financing is subject to credit approval. Ranges shown are typical; every provider sets limits per customer and per merchant, and approved amounts, terms, and rates vary by applicant.
- Availability of any given provider depends on your industry, ticket size, and underwriting outcome. Not every provider is available to every merchant.
- PayFull is not a lender or a bank. Loans and financing are originated by the lending partners named above.
- Originating lenders: Affirm: Affirm's lending partners; Cross River Bank, Sutton Bank, or Celtic Bank.
- SplitIt is not a loan and not a BNPL product in the lending sense. It places an authorization hold against the available credit on the customer's existing credit card and charges installments to that card over time. That's why there's no application, no credit check, and no interest — but it also means the customer needs enough available credit to cover the entire purchase at checkout, the merchant is funded per installment rather than upfront, and chargebacks work like any normal card transaction. Debit cards and prepaid cards are not supported. Visa and Mastercard are accepted; Amex, Discover, and UnionPay depend on the merchant.
Start accepting payments the way your business actually sells.
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