Kajabi Buy Now, Pay Later: What a Course Checkout Can Present

Before you build a launch around any pay-later button, open Kajabi's current checkout and payment help pages, then confirm what is live for your specific account. Checkout features change and account settings differ, so an option shown in one region or plan tier may not appear in another.

The step to verify is simple. First, check which providers Kajabi lists for your checkout. Then confirm they are enabled for your store, not merely documented in general.

We deliberately do not reproduce a Kajabi feature list here, because asserting a platform capability Kajabi has not published itself would be a guess. Treat this as your action step instead: read Kajabi's own current help center before you promise a customer anything. For broader context on how these buttons behave across creator tools, see our overview of BNPL on creator checkout platforms.

It is tempting to read meaning into a missing button, but that reasoning breaks quickly. A provider may be absent for account, region, or setup reasons that have nothing to do with intent. A blank space is not a roadmap signal, not a judgment on the provider, and not proof of a coming integration.

For a high-ticket course, the practical takeaway is about control, not guesswork. When you want a financed option available at a set price, you need a path you can verify and turn on yourself.

Affirm is one provider in PayFull's catalog. Financing through Affirm is originated by Affirm's lending partners, not by PayFull, and availability of any provider still depends on your industry, ticket size, and underwriting outcome. Confirm Affirm-specific terms against Affirm's own published merchant pages before you rely on them.

This is the single most important point on this page. In a seller-run plan, the customer owes you across several charges. If a charge fails, that gap is yours to chase. For a full walkthrough of running a plan without stepping into a lender's shoes, read how to offer coaching payment plans without becoming the lender.

A provider-financed purchase works differently. The provider funds you, then manages repayment with the customer directly. As a result you are paid sooner and carry less collection risk on that sale. The trade-off is that the provider owns the approval, and not every applicant or ticket qualifies.

Kajabi publishes its own transaction fee, which can apply to a sale. Factor it into any financed order math only after confirming the current figure on Kajabi's own fee page; we do not quote that number here because it must come from the platform's own published source.

High-ticket coaching often lands above the range a given pay-in-installments button covers. This is common, not something to hide from. The fix is structural rather than a workaround: you decide whether you carry the balance or a provider does.

PayFull's catalog range for online coaching and mentorship reaches into the tens of thousands of dollars, which is exactly the tier where these questions come up. A catalog range is not an approval or an availability promise, though. Every provider sets limits per customer and per merchant, and approved amounts and terms vary by applicant.

Verify what your account can actually offer before you price the offer around it. If the answer is a seller-run plan, keep clear records of who owes what and when, because the collection risk stays with you.

Documentation drifts and features vary by account, so a page you read months ago may no longer match your live checkout. Make verification a launch step, not an afterthought.

Run this short checklist before you announce financing:

• Providers listed: Confirm which pay-later options Kajabi documents for checkout.
• Account enablement: Check that each option is actually on for your store.
• Transaction fee: Note the current fee that applies to a financed sale.
• Scope limits: Look for region, plan, or product-type limits.

If you want financing to present inside your own checkout, under your own merchant accounts and provider agreements, that is the model PayFull supports. See how that looks in practice on our checkout page. Approval, availability, and terms still rest with each provider.